How do I know if I have storm damage?
Can I see the damage myself?
Unless you’re trained on how to detect damage, most likely you won’t be able to see signs of it on your roof. Most inspectors will go on the roof to get a first hand look at the damage. Our advice to you is that if your neighborhood has been hit by a severe storm with wind or hail, ask for an inspection at the first sign of trouble. Fallen limbs and visible damage on other parts of your home is one sign that you may have sustained roof damage. Damage to your neighbor’s roof is another. Contact a licensed contractor that offers free inspections only. There are plenty out there.
Why is it important to have my roof inspected
when there are not any leaks?
Many times, storm damage does not surface immediately. Wind and ice storms can weaken your roof and will surface when the next storm comes through.
Hail storms can damage the surface of the shingle, knocking the tiny rocks or “granules” off and exposing the asphalt layer. UV rays from the sun can then cause disintegration of the shingles and, over time, the life of your roof is compromised. Because it is hard to tell if you have suffered damage to your roof it is important that you ask for an inspection if severe storms have affected you.
How do I start?
Most insurance policies have an 800 number that you contact to file a claim. If you’re not sure, you can call the agent who sold you the policy and he/she will help you notify the company. Atlas Roof and Exteriors can also assist you in this process if necessary.
Do I have to contact my insurance company
We recommend that you call them as soon as possible. Most companies have a “window” of time after a storm has occurred and the company can inform you of these limitations when you contact them. If a severe weather event has occurred, the insurance companies will be bombarded with calls. It’s important that your home be on the list for evaluation so repairs can be made quickly. It is also important to have your roof and home inspected as soon as possible to prevent further damage to your property. Remember that hail damage can expose the asphalt layers on the roof, allowing the normal aging process to speed up.
Will my insurance company pay for
all the damage?
Most insurance policies cover replacement cost on storm damage. Looking over your policy or contacting the insurance company directly will provide the specifications of your insurance policy.
When in doubt, call Atlas Roof and Exteriors. Atlas offers free — no obligation roof inspections. You never have to sign a contingency agreement!
Call Atlas Roof and Exteriors to schedule a free roof inspection to make sure you home is ready for the next storm.